Bitcoin-backed funding
A new model that aligns entrepreneurs and backers. Access $100,000+ in funding with Bitcoin yield generation.
How the loan service works
- Apply — Entrepreneurs apply by pitching the project, funding needs, and repayment plan.
- Backers contribute — Backers lock cbBTC into a yield-generating vault. The entrepreneur receives the yield as funding while backers maintain ownership of the principal.
- Funding & obligations — Entrepreneurs guarantee 12% interest to backers and provide rewards (e.g. products or services). On default, backers may receive a portion of the Bitcoin treasury; the loan may be closed.
For entrepreneurs
- Funding without equity dilution (keep 100%)
- Monthly yield income from treasury
- Flexibility to exit if you find other funding
For backers
- 12% APR target returns (not guaranteed)
- Principal in Bitcoin; default protection concepts
- Rewards and exit notice terms as disclosed at onboarding
Not investment advice. See full risks.
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Get updates for Bitcoin-backed loans from Smooth Capital / Smooth Fund.