Smooth Capital

Exit Preparation & AI Automation

Get your business exit-ready: automate operations, lift margins, grow what it is worth

Smooth Capital is an exit preparation consultant for U.S. business owners. Start free: see which roles AI can automate in your payroll and what they are worth. Then lift margins and build the value buyers pay for, whether you sell or stay.

Free tool: PayrollX-Ray

Upload a payroll export and see which roles AI can fully or partly automate, with cost savings or productivity gains per role. Free, runs in your browser.

Run the free analysis
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Three levers: automate, improve margins, grow exit value

One sequence, three payoffs: the same work cuts cost now and raises your sale price later. Targets from our model, always measured, never promised.

1. AI process automation

We map which roles AI can automate in your payroll, then implement: back-office workflows, customer operations, and reporting, with production-grade agents and off-the-shelf tools first. AI automation division.

Target: 30-50% margin lift

2. Profit improvement

Cost reduction without gutting the team: automate the repetitive work, tighten pricing and COGS, and put idle cash to work through treasury management with live public reporting.

Target: 5-10% operating cost reduction

3. Exit value growth

The exit-preparation layer: value-gap analysis against what buyers actually pay, SOPs and documentation, owner-dependency removal, and a quarter-by-quarter value growth plan. Sell your business.

Target: better multiple, cleaner close

How it works, with visible pricing

  1. Free analyzer. Upload a payroll export, get your per-role automation map and dollar exposure. No account, data never leaves your browser.
  2. Implementation guide, $100-$500. Step-by-step, role-specific: tools, prompts, SOPs, build order, acceptance criteria.
  3. Automation engagement, from $7.5K. Margin audit, automation map, treasury and tax review, value-growth plan with acceptance criteria.
  4. Transformation project, $15K-$30K, then $2K-$5K/mo retainer. We implement the plan alongside your team. Every engagement codifies guardrails before anything goes live.

Why owners trust Smooth Capital with their numbers

Live public reporting

Our own treasury engine reports every figure in public at treasury.smooth.fund. The same discipline applies to your engagement: measured, reported, auditable.

Operator depth

25 years across AI and fintech, XPRIZE-winning team background, and production automation systems running today. We implement with your team, not at them.

Data before opinions

The free analyzer runs on your actual payroll file, scored against published research (O*NET, Eloundou et al., Anthropic Economic Index). Sample file result: 12 roles, 54/100 exposure, five figures of annual payroll attached to automatable work.

Start an engagement: automation consulting

Tell us about your business and what you want out of it: automated back-office work, higher margins, or a prepared exit on your timeline. As your AI automation consultant we scope the work against your numbers and measure every result. We read every submission and reply by email when we can add clear value. Not ready for an engagement? Run the free analyzer first, it takes two minutes.

Already decided to sell? See Sell your business.

Frequently asked questions

How do I prepare my business for sale?

Start 12 to 24 months out. Buyers pay for clean financials, documented processes, and low owner dependency. The highest-return move is cutting payroll waste with AI automation: it raises margins now and raises your valuation multiple later. Smooth Capital's exit-readiness diagnostic gives you the gap analysis, the automation map, and the quarter-by-quarter plan.

Which of my roles can AI automate?

Run the free PayrollX-Ray analyzer: upload a payroll export and get a per-role map of what AI can fully or partly automate, with wage savings or productivity gains attached. Clerical and back-office roles are typically 50-90% automatable; judgment-heavy roles stay human. The file is parsed in your browser and never uploaded.

How can I increase my business valuation before selling?

Valuation follows margin quality and transferability. The levers: automate repetitive back-office work, document SOPs, reduce owner dependency, and clean up taxes and cash management. Our diagnostic sprint prices those levers against your numbers and sequences them so value compounds before you ever talk to a buyer.

How do I increase profit margins without cutting headcount?

Most SMB payroll carries 20-40% of wage and burden dollars in tasks current AI tools can fully or partly automate. Capturing that capacity means the same team produces more: cost savings mode shows the dollars, productivity mode shows the hours returned. Same free analyzer, your choice of framing.

What does working with Smooth Capital cost?

The PayrollX-Ray analysis is free. Role-specific implementation guides run $100-$500. An automation consulting engagement starts at $7.5K: margin audit, automation map, treasury and tax review, and a value-growth plan. Transformation projects run $15K-$30K and retainers $2K-$5K per month, always scoped and measured against results.