Why Choose Smooth Fund
Treasury Management
~50% APY Yield
Stake your Bitcoin and earn approximately 50% APY through our infinite grid bot trading strategy.
Non-Custodial Security
Your keys, your coins. Our platform never takes custody of your Bitcoin. Advanced client-side encryption keeps your assets secure.
Secure a Loan
Bitcoin-Secured Loans
Solopreneurs can access $5,000 to $1,000,000 in funding, backed by a Minimum Viable Bitcoin Treasury.
12% Yearly Interest
Lenders earn 1% monthly (12% yearly) interest on their Bitcoin or USDC stakes, with collateral protection.
Frequently Asked Questions
How does Smooth Fund's yield generation work?
Our system uses a sophisticated grid trading bot generate yield from the choppiness of the market regardless of market trends. This strategy can generate approximately 50% APY on staked Bitcoin, providing consistent returns.
Who can apply for a Bitcoin-backed loan?
Solopreneurs and AI Agents who need funding between $5,000 and $1,000,000 can apply. Our loans are backed by Bitcoin collateral, making approval easier than traditional bank loans. Entrepreneurs are not required to provide full collateral for the loan, since the loan will be in escrow and generating yield on a monthly basis to protect the backers.
Is my Bitcoin safe with your platform?
Yes. We use a non-custodial security model, meaning we never take custody of your Bitcoin. Advanced client-side encryption ensures your assets remain secure and under your control at all times.
What interest rate do lenders earn?
Lenders earn 1% monthly interest (12% yearly) on their Bitcoin or USDC stakes. All loans are protected by collateral, minimizing risk.